Payday Loans

Online Payday Loans Ohio No Credit Check Instant Approval

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3 Month Payday Loans No Credit Check Instant Approval Direct Lenders

Life is a gift wrapped to be explored everyday so we do not know what is in store for us. This childlike excitement keeps us actually alive and kicking. There may be times when unexpected good or bad things happen that burn a hole in your pocket and leave you wondering how to survive for the rest of the month? The first word that comes to your mind is payday loan.

What is payday loan?

Payday loan is advance to be borrowed from the lender for a short period of time .The rate of interest charged can be high, it varies from state to state.


You should be an American citizen of minimum 18 years of age with regular income of at least $1,000  . You must have a valid email id, telephone number and a valid address. Sounds easy!

Where to apply

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It can be applied in person in lending store or on line.

Apply 3 month payday loans online

You can walk into the lending store and fill the required information, if the required information is found to be correct then money is transferred to your account.

What information can be asked for online payday loans?

  • Your social identification number.
  • Your bank account number
  • Your recent paystub or any other proof of income.
  • It can be applied online too. Just ensure if the lender is registered, normally they display their license on the site.
  • After required information is filled and verified, the money gets transferred to your account at the earliest.

How is Payday loan different from 3 months payday loan.

In payday loan you are expected to pay the due amount which includes the principal amount plus the rate of interest, plus the fee of the lender on the upcoming payday. Means the time period varies from two to three weeks. Mostly it is two weeks. The whole amount due has to be paid in a single go on the next payday loan whereas in the three months’ payday loan the due amount has to be paid in installments over a period of three months. The installments are made per the convenience of the customer. It can be monthly, bi monthly or even weekly. The more is the time period, the higher is the rate of interest. The APR can get as high as 400%. The state legislation is tightening the noose on the lenders, so they cannot go against the rules of the state. In most of the states, the states have intervened and capped the rate of interest.

3 month payday loans

3 month payday loans

Tips to avail three month Payday loan

Is it legal in my state?

Check if three month payday availability is in your state

There may be some online lenders from other states luring you to take loan. You need to be sure if it is legal in your state.

Processing time – If you want instant money then you can walk in and walk out with cash in your account. You just need to fill required information and walk out tall with smile on your face and money in your account.

Online processing may take one business day.

No credit history required

You may not have good credit history in line but you really require money to meet the financial exigency. So such loans are the best option because you get the money required without hassle of credit history to prove

Repayment Flexibility – As such the repayment flexibility is there but it varies from state to state. It also depends on the amount of money borrowed.

How does repayment work on 3 month payday advance?

The frequency of the payment can be fixed with consensus of the parties. It can be monthly, bi monthly or even weekly. It also depends on the state regulations. Normally the state regulation for monthly payday varies from the three months’ payday.

Automatic repayment is available, mostly people avail that, in that the money gets automatically transferred from your account to the lender’s account on the due date. Others may accept manual payment done online and some may ask for payment to be made in person at a physical location.


Fast – The speed with which you get this loan sanctioned makes it favourite among the people.

No Collateral – Unlike personal and installment loans collateral is not required, in case you are not able to pay in time there is no risk of losing your valuable.

Bad Credit is O.K– Financial emergency can strike anyone, the one who have bad credit history even they can avail it.

Payday loan is a good option and acts like an ointment when the financial pinch is strong.

Payday Loans Ohio 1120 Hill Ave Toledo, , Ohio, 43607 Payday Loans Ohio